Optimal Life & Health LLCInsurance Lady CherylCall

Atlanta, Georgia · Independent Advisor

Medicare made plain,personaland free to explore.

I'm Cheryl Pope Clark — Insurance Lady Cheryl. I sit down with you, compare every plan I'm contracted with, and make sure your doctors and prescriptions come along for the ride. There is never a fee for my help.

Prefer to talk? Call (404) 553-6152

Cheryl Pope Clark, licensed insurance advisor with Optimal Life and Health LLC

Cheryl Pope Clark

Licensed Insurance Advisor

Licensed inGAFLTXOHKSMINCSC

Coverage options

What we can review together

Every plan type has a place — the right one depends on your health, your budget and the doctors you refuse to give up.

01

Medicare Advantage (Part C)

All-in-one plans that often bundle dental, vision, hearing, OTC allowances and fitness benefits — many with $0 monthly premium.

02

Medicare Supplement (Medigap)

Predictable out-of-pocket costs and freedom to see any provider who accepts Medicare, anywhere in the country.

03

Part D prescription drugs

We run your exact medication list against every contracted plan so you don't overpay at the pharmacy counter.

Interactive

When exactly can you enroll in Medicare?

Your Initial Enrollment Period is 7 months long and it only comes around once. Miss it and Part B and Part D penalties can follow you for life.

Interactive tool

Initial Enrollment Period Calculator

Enter your date of birth to see your exact 7-month Medicare enrollment window.

Your Initial Enrollment Period runs 3 months before your 65th birthday month, your birthday month, and the 3 months after — 7 months total.

Request your appointment

No cost, no obligation. Cheryl personally reviews every request.

By submitting you agree to be contacted about insurance options. Your information is never sold.

Independent & contracted

Carriers I shop for you

Because I'm independent, I compare these carriers side by side — you get the comparison, not a sales pitch for one company.

UnitedHealthcare logoUnitedHealthcare
Humana logoHumana
Aetna logoAetna
Devoted Health logoDevoted Health
WellCare logoWellCare
CareSource logoCareSource
HealthSpring logoHealthSpring
Kaiser Permanente logoKaiser Permanente

My promise

"You will never pay me a dime. You'll get an honest comparison, in plain English, from somebody who picks up the phone next year too."

Cheryl Pope Clark · Insurance Lady Cheryl