Coverage that can't be cancelled
Whole life protection with premiums that never increase and a benefit that never shrinks as you age.
Final expense & legacy
The last thing you want to leave behind is a bill.
The average funeral in Georgia runs $8,000 to $12,000 — and it's due within days. Too many families meet that number with a GoFundMe, a credit card, or a child's savings account. A small final expense policy makes sure grief is the only thing your loved ones have to carry.
Get my rateSimple health questions
No medical exam on most plans. Many health conditions are still acceptable — ask me before you assume you can't qualify.
Money paid in days, not months
Benefits go straight to the person you name, tax-free, so the funeral home, travel and final bills are handled.
Grandma, Grandpa — this one is for the babies.
You already spoil them. You already pray over them. Here's a gift that grows quietly in the background for the rest of their lives: a small whole life policy on your grandchild, started while they are young and healthy.
- Locks in a low rate at the youngest, healthiest age they will ever be.
- Guarantees they'll always have coverage — even if diabetes, asthma or another condition shows up later.
- Builds cash value they can borrow against for college, a first car, or a wedding.
- Pennies a day from a grandparent becomes a foundation they inherit as an adult.
- You can own the policy and keep control, then hand it to them when they're ready.
"I've sat at kitchen tables with families raising money for a funeral, and I've sat with grandmothers who handed a grown grandchild a policy started the year they were born. I'd rather be at the second table with you."— Cheryl Pope Clark, Insurance Lady Cheryl
Request your appointment
No cost, no obligation. Cheryl personally reviews every request.